ASSESSMENT OF THREATS TO THE SECURITY OF INDIVIDUALS' BANKING DATA

Abstract

The article discusses the problem of threats to the security of banking data of individuals. The basic concepts related to this topic are revealed: “bank”, “individual”, “threat”. Developments in the field of bank security are presented. Laws, decrees, and regulations of the government of the Russian Federation for credit organizations are indicated. The statistics of fraudulent attacks on individuals are analyzed, the processed information is presented in the form of a table. Security problems of banking data related to the actions of banks and individuals have been identified. Each natural person is a separate person in legal relations and is distinguished from a legal entity, which is a collective entity. Each individual, when starting cooperation with a particular bank, consents to the processing of his personal data, but there are people who intercept and steal data, so appropriate information is needed that provides knowledge about assessing threats to the security of banking data of individuals. The instruction of the Bank of Russia dated 01.03.2022 N 6080-U on amending the instruction of the Bank of Russia dated 10.12.2015 N 3889-U “On identifying threats to the security of personal data relevant when processing personal data in personal data information systems” was analyzed, on the basis of which a table of threats to the security of personal data has been compiled. The main tasks that are solved during the assessment of threats to information security, and ways to protect against threats to the information resources of banks are also considered. Possible solutions to the problem of threats to the security of banking data of individuals have been put forward.