COMPULSORY CIVIL LIABILITY INSURANCE FOR VEHICLE OWNERS

Abstract

Annotation. This article examines key aspects of civil liability insurance (MTPL) in Russia, including the main criteria for evaluating insurance companies and their services. The volumes of insurance premiums and payments are analyzed, as well as the consumer risk index, which serves as an important indicator of reliability and quality of service. The article includes an overview of the rating of insurance companies for MTPL for 2025, identifying the leaders and outsiders of the market. Particular attention is paid to the issues of choosing a reliable insurance company, as well as recommendations for consumers seeking to protect their interests. It is important to take into account the reliability rating of the Expert RA agency, which regularly publishes ratings of Russian insurers. In conclusion, the importance of careful analysis and a balanced approach when choosing an insurance policy is emphasized, which will allow clients to minimize risks and ensure their financial security. This is especially important in an unstable economic situation and an increasing number of road accidents, when proper insurance becomes a necessary element of protecting the property interests of car owners.